Reader’s Question:

What is North Carolina SR22 insurance?  I got a DUI last week and will most likely be convicted…..I admitted I was drunk.  Dumb ass me.

Beth

Charlotte, NC

North Carolina SR22 insurance is a kind of auto insurance you didn’t voluntarily purchase but instead was compelled to have by the state of North Carolina. An SR22 is actually a form submitted by your car insurance company to the local Department of Motor Vehicles office which certifies that you are insured. This procedure is often court-ordered and can happen as the result of any number of situations, but mostly it follows after a major citation or conviction.

Committing a severe violation anywhere in the state of North Carolina will put you in a position where you won’t have a choice but to obtain North Carolina SR22 insurance. This could be anything from not being able show proof of car insurance at the time you were stopped by a police officer to being arrested for driving while under the influence of alcohol or controlled drugs.

Serious violations almost certainly lead to the loss of driving privileges. This could be in the form of driver’s license suspension, car registration suspension or the car itself confiscated to city impound. SR22 North Carolina insurance is the only way of getting your license, registration or car back. Carolina SR22 insurance can be any car insurance policy that was required by the court and it is often obligatory to maintain it for the duration set by the court. It is over and above any car insurance you may already have at the time.